/* =========================================================
   Money Credit Deal — "POSTER" design system
   Near-black canvas · bone-white type · vermillion accent
   Oversized type · mono labels · grain · bordered bento
   ========================================================= */

:root{
  --ink:#0C0C0D;        /* near black canvas */
  --ink2:#161619;       /* card black */
  --ink3:#232328;       /* hairline on dark */
  --paper:#F4F4F2;      /* neutral bone (not cream) */
  --paper2:#ECECE8;     /* darker paper */
  --line:#D9D9D4;       /* hairline on light */
  --text:#0C0C0D;
  --muted:#6E6E72;      /* muted on light */
  --bone:#F4F4F2;       /* text on dark */
  --muted-d:#A6A6AC;    /* muted on dark */
  --accent:#FF5C28;     /* vermillion */
  --accent2:#FF8A5C;
  --accent-ink:#0C0C0D; /* text on accent */
  --font-display:'Space Grotesk','Segoe UI',system-ui,sans-serif;
  --font-mono:'Space Mono','SFMono-Regular',Consolas,monospace;
  --radius:0px;         /* poster = sharp corners */
  --shadow:none;
}

*{box-sizing:border-box}
html{scroll-behavior:smooth}
body{
  margin:0;background:var(--paper);color:var(--text);
  font-family:var(--font-display);font-size:1rem;line-height:1.6;
  -webkit-font-smoothing:antialiased;
}
h1,h2,h3,h4,h5{font-family:var(--font-display);line-height:1.08;margin:0;letter-spacing:-.03em;font-weight:700}
p{margin:0 0 1rem}
a{color:inherit;text-decoration:none}
ul{margin:0;padding:0;list-style:none}
img{max-width:100%;display:block}
button{font-family:inherit;cursor:pointer;border:0;background:none}
:focus-visible{outline:3px solid var(--accent);outline-offset:3px}
::selection{background:var(--accent);color:#fff}

.wrap{max-width:1280px;margin:0 auto;padding:0 32px;width:100%}

.mono{font-family:var(--font-mono)}
.accent{color:var(--accent)}

/* grain overlay */
.grain::after{
  content:'';position:absolute;inset:0;pointer-events:none;opacity:.05;
  background-image:url("data:image/svg+xml,%3Csvg xmlns='http://www.w3.org/2000/svg' width='140' height='140'%3E%3Cfilter id='n'%3E%3CfeTurbulence type='fractalNoise' baseFrequency='0.85' numOctaves='2'/%3E%3C/filter%3E%3Crect width='140' height='140' filter='url(%23n)'/%3E%3C/svg%3E");
  mix-blend-mode:overlay;
}

/* ---------- Buttons ---------- */
.btn{
  display:inline-flex;align-items:center;justify-content:center;gap:.55rem;
  padding:.95rem 1.8rem;font-weight:700;font-size:.82rem;letter-spacing:.08em;
  text-transform:uppercase;font-family:var(--font-mono);
  border:1.5px solid transparent;transition:background .2s,color .2s,border-color .2s,transform .2s;
  white-space:nowrap;
}
.btn:hover{transform:translateY(-2px)}
.btn-sm{padding:.55rem 1rem;font-size:.7rem}
.btn-solid{background:var(--accent);color:var(--accent-ink)}
.btn-solid:hover{background:var(--accent2)}
.btn-ink{background:var(--ink);color:var(--bone)}
.btn-ink:hover{background:#000}
.btn-outline{border-color:currentColor;color:inherit}
.btn-outline:hover{background:var(--bone);color:var(--ink)}
.hero .btn-outline{color:var(--bone)}
.dark .btn-outline,.cta-band .btn-outline{color:var(--bone)}
.btn-light{background:var(--bone);color:var(--ink)}
.btn-light:hover{background:#fff}

/* ---------- Header ---------- */
.site-header{
  position:sticky;top:0;z-index:100;background:var(--ink);
  border-bottom:1px solid var(--ink3);
}
.header-inner{display:flex;align-items:center;justify-content:space-between;gap:20px;min-height:72px}
.brand{
  display:flex;align-items:center;gap:.6rem;font-family:var(--font-mono);
  font-weight:700;font-size:.9rem;letter-spacing:.04em;color:var(--bone);text-transform:uppercase;
}
.brand-mark{
  width:28px;height:28px;background:var(--accent);color:var(--ink);
  display:grid;place-items:center;font-weight:800;font-size:.85rem;flex:none;
}
.brand-mark svg{width:16px;height:16px}
.nav-desktop ul{display:flex;gap:2px;align-items:center}
.nav-desktop a{
  display:block;padding:.55rem .8rem;font-family:var(--font-mono);font-size:.72rem;
  letter-spacing:.1em;text-transform:uppercase;color:var(--muted-d);transition:color .2s;
  border-bottom:2px solid transparent;
}
.nav-desktop a:hover{color:var(--bone)}
.nav-desktop a.active{color:var(--accent);border-bottom-color:var(--accent)}
.header-cta{display:flex;align-items:center;gap:10px}
.burger{
  display:none;width:42px;height:42px;position:relative;border:1.5px solid var(--ink3);
}
.burger span{position:absolute;left:11px;right:11px;height:2px;background:var(--bone);transition:.25s}
.burger span:nth-child(1){top:14px}.burger span:nth-child(2){top:20px}.burger span:nth-child(3){top:26px}
.burger.active span:nth-child(1){top:20px;transform:rotate(45deg)}
.burger.active span:nth-child(2){opacity:0}
.burger.active span:nth-child(3){top:20px;transform:rotate(-45deg)}
.mobile-nav{
  display:none;flex-direction:column;gap:0;padding:8px 32px 20px;background:var(--ink);
  border-bottom:1px solid var(--ink3);
}
.mobile-nav.open{display:flex;animation:dropDown .3s ease}
.mobile-nav a{
  padding:.85rem 0;font-family:var(--font-mono);font-size:.78rem;letter-spacing:.1em;
  text-transform:uppercase;color:var(--muted-d);border-bottom:1px solid var(--ink3);
}
.mobile-nav a:hover{color:var(--accent)}
.mobile-nav .btn{margin-top:14px}
@keyframes dropDown{from{opacity:0;transform:translateY(-10px)}to{opacity:1;transform:none}}

/* ---------- Hero (home) ---------- */
.hero{
  position:relative;overflow:hidden;background:var(--ink);color:var(--bone);
  padding:150px 0 90px;border-bottom:1px solid var(--ink3);
}
.hero-grid{display:grid;grid-template-columns:1.15fr .85fr;gap:64px;align-items:center;position:relative;z-index:2}
.hero-kicker{
  display:inline-flex;align-items:center;gap:.6rem;font-family:var(--font-mono);font-size:.72rem;
  letter-spacing:.16em;text-transform:uppercase;color:var(--accent);margin-bottom:1.6rem;
}
.hero-kicker::before{content:'';width:34px;height:1.5px;background:var(--accent)}
.hero h1{
  font-size:clamp(2.9rem,7vw,6rem);line-height:1.02;font-weight:700;letter-spacing:-.04em;
}
.hero h1 .hl{color:var(--accent);font-style:italic;font-weight:700}
.hero h1 .h-sub{
  display:block;font-size:clamp(1.05rem,1.8vw,1.45rem);letter-spacing:-.01em;
  color:var(--muted-d);font-weight:400;margin-top:.7rem;max-width:44ch;
}
.hero-lead{color:var(--muted-d);font-size:1.05rem;max-width:46ch;margin:1.6rem 0 2.2rem}
.hero-actions{display:flex;flex-wrap:wrap;gap:14px;margin-bottom:2.6rem}
.hero-feed{display:grid;gap:0;border-top:1px solid var(--ink3)}
.hero-feed li{
  display:flex;align-items:center;justify-content:space-between;gap:1rem;
  padding:.7rem 0;border-bottom:1px solid var(--ink3);
  font-family:var(--font-mono);font-size:.74rem;letter-spacing:.04em;text-transform:uppercase;
}
.hero-feed .dot{width:7px;height:7px;background:var(--accent);flex:none;margin-right:.7rem;border-radius:50%;animation:pulse 2.4s ease-in-out infinite}
@keyframes pulse{0%,100%{opacity:1}50%{opacity:.35}}
.hero-feed b{color:var(--bone);font-weight:700}
.hero-feed span{color:var(--muted-d)}

.hero-visual{position:relative}
.hero-frame{
  position:relative;border:1.5px solid var(--ink3);background:var(--ink2);overflow:hidden;
}
.hero-frame img{width:100%;height:auto;filter:grayscale(.3) contrast(1.05)}
.hero-frame .caption{
  position:absolute;left:14px;bottom:12px;font-family:var(--font-mono);font-size:.66rem;
  letter-spacing:.14em;text-transform:uppercase;color:var(--muted-d);
}
.hero-stamp{
  position:absolute;top:-18px;right:-14px;background:var(--accent);color:var(--accent-ink);
  font-family:var(--font-mono);font-size:.68rem;letter-spacing:.12em;text-transform:uppercase;
  font-weight:700;padding:.5rem .9rem;transform:rotate(4deg);box-shadow:0 10px 30px rgba(255,92,40,.4);
}

/* ---------- Marquee ---------- */
.marquee{background:var(--accent);color:var(--accent-ink);overflow:hidden;border-bottom:1.5px solid var(--ink)}
.marquee-track{
  display:flex;gap:3.5rem;white-space:nowrap;width:max-content;
  font-family:var(--font-mono);font-weight:700;font-size:.8rem;letter-spacing:.12em;
  text-transform:uppercase;padding:.75rem 0;animation:marq 32s linear infinite;
}
.marquee-track span{display:flex;align-items:center;gap:3.5rem}
.marquee-track .sep{color:var(--accent-ink);opacity:.5}
@keyframes marq{to{transform:translateX(-50%)}}

/* ---------- Stats ---------- */
.stats{background:var(--ink);color:var(--bone);border-bottom:1px solid var(--ink3)}
.stats-inner{display:grid;grid-template-columns:repeat(4,1fr)}
.stat{padding:52px 28px;border-right:1px solid var(--ink3)}
.stat:last-child{border-right:0}
.stat .num{font-size:clamp(2.4rem,4.4vw,3.8rem);font-weight:700;line-height:1;letter-spacing:-.04em}
.stat .num .suffix{color:var(--accent)}
.stat .lbl{
  margin-top:.8rem;font-family:var(--font-mono);font-size:.68rem;letter-spacing:.12em;
  text-transform:uppercase;color:var(--muted-d);
}

/* ---------- Section scaffolding ---------- */
.section{padding:104px 0;border-bottom:1px solid var(--line)}
.section.dark{background:var(--ink);color:var(--bone);border-color:var(--ink3)}
.section.light{background:var(--paper);color:var(--text);border-color:var(--line)}
.section.tight{padding:72px 0}
.eyebrow{
  display:inline-flex;align-items:center;gap:.6rem;font-family:var(--font-mono);font-size:.72rem;
  letter-spacing:.16em;text-transform:uppercase;color:var(--accent);margin-bottom:1rem;
}
.eyebrow::before{content:'';width:34px;height:1.5px;background:var(--accent)}
.dark .eyebrow,.section.dark .eyebrow{color:var(--accent)}
.section-head{max-width:760px;margin-bottom:56px}
.section-head.center{margin-left:auto;margin-right:auto;text-align:center}
.section-head.center .eyebrow{justify-content:center}
.section-head h2{font-size:clamp(2rem,3.8vw,3.1rem);letter-spacing:-.035em}
.section-head p{color:var(--muted);font-size:1.05rem;margin-top:1rem}
.dark .section-head p{color:var(--muted-d)}
.section-head .actions{margin-top:1.8rem;display:flex;gap:14px;flex-wrap:wrap}

/* ghost number decor */
.ghost{
  position:absolute;right:-20px;top:-60px;z-index:0;pointer-events:none;
  font-family:var(--font-mono);font-weight:700;font-size:clamp(7rem,18vw,15rem);
  color:transparent;-webkit-text-stroke:1px var(--line);letter-spacing:-.05em;line-height:1;
}
.section.dark .ghost{-webkit-text-stroke-color:var(--ink3)}

/* ---------- Value rows / prio panel ---------- */
.split{display:grid;grid-template-columns:1.15fr .85fr;gap:64px;align-items:start}
.split.reverse{grid-template-columns:.85fr 1.15fr}
.split .split-main{position:relative;z-index:2}
.value-list{display:grid;margin-top:8px}
.value-item{
  display:flex;gap:18px;align-items:flex-start;padding:22px 0;border-bottom:1.5px solid var(--line);
}
.value-item:last-child{border-bottom:0}
.value-item .vi-ico{
  width:34px;height:34px;background:var(--accent);color:var(--accent-ink);
  display:grid;place-items:center;flex:none;font-family:var(--font-mono);font-weight:700;font-size:.85rem;
}
.value-item strong{display:block;font-size:1.05rem;letter-spacing:-.01em;margin-bottom:.2rem}
.value-item p{margin:0;color:var(--muted);font-size:.94rem}
.prio-panel{
  background:var(--ink);color:var(--bone);border:1.5px solid var(--ink);
  padding:40px;position:relative;z-index:2;
}
.prio-panel h3{color:var(--bone);font-size:1.5rem;letter-spacing:-.02em}
.prio-panel>p{color:var(--muted-d);font-family:var(--font-mono);font-size:.72rem;letter-spacing:.1em;text-transform:uppercase;margin:.8rem 0 0}
.prio-card{
  display:flex;gap:14px;align-items:center;padding:16px 0;border-bottom:1px solid var(--ink3);
}
.prio-card:last-child{border-bottom:0}
.prio-card .pc-ico{
  width:36px;height:36px;background:var(--accent);color:var(--accent-ink);
  display:grid;place-items:center;flex:none;
}
.prio-card .pc-ico svg{width:17px;height:17px}
.prio-card strong{color:var(--bone);display:block;font-size:.95rem}
.prio-card span{color:var(--muted-d);font-size:.76rem;font-family:var(--font-mono);letter-spacing:.06em;text-transform:uppercase}

/* ---------- Bento services ---------- */
.cat-nav{display:flex;flex-wrap:wrap;gap:8px;margin-bottom:48px}
.cat-nav a{
  border:1.5px solid var(--ink3);color:var(--muted-d);padding:.55rem 1.1rem;
  font-family:var(--font-mono);font-size:.7rem;letter-spacing:.1em;text-transform:uppercase;transition:.2s;
}
.cat-nav a:hover{border-color:var(--accent);color:var(--accent)}
.grid{display:grid;gap:0}
.grid-2{grid-template-columns:repeat(2,1fr)}
.grid-3{grid-template-columns:repeat(3,1fr)}
.grid-4{grid-template-columns:repeat(4,1fr)}
.bcard{
  background:var(--ink2);border:1px solid var(--ink3);padding:32px 28px;
  display:flex;flex-direction:column;gap:12px;transition:background .25s,color .25s;
  min-height:230px;
}
.bcard:hover{background:var(--accent);color:var(--accent-ink)}
.bcard:hover .b-ico{background:var(--ink);color:var(--accent)}
.bcard:hover .b-count{border-color:var(--ink);color:var(--ink)}
.bcard:hover .b-link{color:var(--ink)}
.bcard .b-no{font-family:var(--font-mono);font-size:.7rem;letter-spacing:.14em;color:var(--accent)}
.bcard:hover .b-no{color:rgba(12,12,13,.6)}
.bcard .b-ico{
  width:46px;height:46px;border:1.5px solid var(--ink3);display:grid;place-items:center;
  color:var(--bone);transition:.25s;margin-bottom:auto;
}
.bcard .b-ico svg{width:24px;height:24px}
.bcard h3{font-size:1.3rem;letter-spacing:-.02em}
.bcard p{color:var(--muted-d);font-size:.92rem;margin:0;flex:1}
.bcard:hover p{color:rgba(12,12,13,.75)}
.b-count{
  align-self:flex-start;border:1.5px solid var(--ink3);color:var(--muted-d);
  font-family:var(--font-mono);font-size:.64rem;letter-spacing:.1em;text-transform:uppercase;
  padding:.28rem .7rem;transition:.25s;
}
.b-link{
  font-family:var(--font-mono);font-size:.7rem;letter-spacing:.1em;text-transform:uppercase;
  color:var(--accent);transition:color .25s;margin-top:auto;
}

/* ---------- Service detail blocks ---------- */
.cat-block{scroll-margin-top:96px;padding:64px 0;border-bottom:1px solid var(--ink3)}
.cat-block:first-of-type{padding-top:8px}
.cat-header{display:flex;gap:24px;align-items:flex-start;margin-bottom:40px}
.cat-header .cat-no{
  font-family:var(--font-mono);font-size:.75rem;letter-spacing:.14em;color:var(--accent);
  padding-top:.6rem;flex:none;
}
.cat-header .cat-ico{
  width:64px;height:64px;background:var(--ink2);border:1.5px solid var(--ink3);
  display:grid;place-items:center;color:var(--bone);flex:none;
}
.cat-header .cat-ico svg{width:32px;height:32px}
.cat-header h3{font-size:1.9rem;letter-spacing:-.025em}
.cat-header .cat-count{
  display:inline-block;border:1.5px solid var(--ink3);color:var(--muted-d);
  font-family:var(--font-mono);font-size:.64rem;letter-spacing:.1em;text-transform:uppercase;
  padding:.25rem .7rem;margin-left:.7rem;vertical-align:.25em;
}
.cat-header p{color:var(--muted-d);max-width:62ch;margin:.6rem 0 0}
.service-card{
  background:var(--ink2);border:1px solid var(--ink3);padding:30px 28px;
  display:flex;flex-direction:column;gap:10px;transition:border-color .25s,background .25s;
}
.service-card:hover{border-color:var(--accent);background:#19191d}
.service-card h4{font-size:1.2rem;letter-spacing:-.015em}
.service-card p{color:var(--muted-d);font-size:.94rem;margin:0;flex:1}
.service-card .link{
  font-family:var(--font-mono);font-size:.68rem;letter-spacing:.1em;text-transform:uppercase;
  color:var(--accent);margin-top:auto;
}
.service-card .link:hover{color:var(--accent2)}
.service-card.flat{border-left:3px solid var(--accent)}
.service-card.flat h4{display:flex;align-items:center;gap:.7rem}
.service-card.flat .num-ico{
  font-family:var(--font-mono);font-size:.72rem;color:var(--accent);
  border:1.5px solid var(--ink3);padding:.2rem .55rem;flex:none;letter-spacing:.08em;
}
.service-card.flat.orange{border-left-color:var(--accent2)}
.tags{display:flex;flex-wrap:wrap;gap:8px;margin-top:auto}
.tag{
  border:1.5px solid var(--ink3);color:var(--muted-d);
  font-family:var(--font-mono);font-size:.64rem;letter-spacing:.08em;text-transform:uppercase;
  padding:.3rem .7rem;
}
.feature-list{display:grid;gap:8px;margin-top:auto}
.feature-list li{
  display:flex;gap:.55rem;align-items:center;font-size:.88rem;color:var(--bone);font-weight:500;
}
.feature-list svg{width:15px;height:15px;color:var(--accent);flex:none}
.bars{display:grid;gap:12px;margin-top:auto}
.bar-row .bar-label{display:flex;justify-content:space-between;font-family:var(--font-mono);font-size:.68rem;letter-spacing:.08em;text-transform:uppercase;color:var(--muted-d);margin-bottom:.4rem}
.bar-row .bar-label b{color:var(--accent)}
.bar{height:6px;background:var(--ink3);overflow:hidden}
.bar i{display:block;height:100%;background:var(--accent);width:0;transition:width 1.2s cubic-bezier(.2,.8,.2,1)}

/* ---------- Why choose us rows ---------- */
.why-row{
  display:grid;grid-template-columns:90px 1fr;gap:28px;align-items:start;
  padding:34px 0;border-bottom:1.5px solid var(--line);
}
.why-row:last-child{border-bottom:0}
.why-row .w-no{font-family:var(--font-mono);font-size:.72rem;letter-spacing:.14em;color:var(--accent);padding-top:.5rem}
.why-row h3{font-size:1.3rem;letter-spacing:-.015em;margin-bottom:.5rem}
.why-row p{color:var(--muted);font-size:.96rem;margin:0}

/* ---------- Testimonials ---------- */
.quote{
  border-top:1.5px solid var(--ink3);padding:40px 0;display:grid;
  grid-template-columns:90px 1fr;gap:28px;align-items:start;
}
.quote:last-of-type{border-bottom:1.5px solid var(--ink3)}
.quote .q-mark{
  font-family:var(--font-mono);font-size:3.4rem;line-height:1;color:var(--accent);font-weight:700;
}
.quote blockquote{margin:0;font-size:1.18rem;line-height:1.5;color:var(--bone);letter-spacing:-.01em}
.quote .who{margin-top:1.2rem;display:flex;align-items:center;gap:.7rem}
.quote .avatar{
  width:40px;height:40px;background:var(--accent);color:var(--accent-ink);
  display:grid;place-items:center;font-weight:700;font-size:.9rem;flex:none;
}
.quote .who strong{display:block;color:var(--bone);font-size:.92rem}
.quote .who span{color:var(--muted-d);font-family:var(--font-mono);font-size:.68rem;letter-spacing:.08em;text-transform:uppercase}

/* ---------- FAQ rows ---------- */
.faq-list{display:grid;max-width:960px;margin:0 auto}
details.faq{border-bottom:1.5px solid var(--line)}
details.faq summary{
  display:flex;align-items:center;justify-content:space-between;gap:1rem;
  padding:22px 4px;font-size:1.12rem;font-weight:700;letter-spacing:-.015em;cursor:pointer;
  list-style:none;
}
details.faq summary::-webkit-details-marker{display:none}
details.faq summary .q-ico{
  font-family:var(--font-mono);font-size:1.4rem;color:var(--accent);flex:none;transition:transform .25s;
}
details.faq[open] summary .q-ico{transform:rotate(45deg)}
details.faq .faq-body{padding:0 4px 22px;color:var(--muted);font-size:.98rem}

/* ---------- CTA bands ---------- */
.cta-band{
  background:var(--accent);color:var(--accent-ink);padding:80px 48px;text-align:center;
  border:1.5px solid var(--accent);
}
.cta-band .eyebrow{color:rgba(12,12,13,.6)}
.cta-band .eyebrow::before{background:rgba(12,12,13,.6)}
.cta-band h2{color:var(--accent-ink);font-size:clamp(2rem,4vw,3.4rem);letter-spacing:-.035em}
.cta-band p{color:rgba(12,12,13,.75);max-width:56ch;margin:1rem auto 2.2rem;font-size:1.05rem}
.cta-band .actions{display:flex;justify-content:center;gap:14px;flex-wrap:wrap}
.news-band{
  background:var(--ink);color:var(--bone);padding:90px 48px;text-align:center;border:1.5px solid var(--ink3);
}
.news-band .eyebrow{justify-content:center;color:var(--accent)}
.news-band h2{color:var(--bone);font-size:clamp(2rem,4vw,3.4rem);letter-spacing:-.035em}
.news-band p{color:var(--muted-d);max-width:56ch;margin:1rem auto 2.2rem;font-size:1.05rem}
.news-band .actions{display:flex;justify-content:center;gap:14px;flex-wrap:wrap}

/* ---------- Page hero strips (light) ---------- */
.page-hero{background:var(--paper);color:var(--text);padding:130px 0 64px;border-bottom:1.5px solid var(--line);position:relative;overflow:hidden}
.page-hero .ghost{color:transparent;-webkit-text-stroke:1px var(--line)}
.page-hero .wrap{position:relative;z-index:2}
.page-hero h1{font-size:clamp(2.4rem,5.4vw,4.4rem);letter-spacing:-.04em}
.page-hero p{color:var(--muted);font-size:1.08rem;max-width:62ch;margin-top:1.2rem}

/* ---------- Forms ---------- */
.contact-layout,.news-layout,.unsub-layout{display:grid;grid-template-columns:.85fr 1.15fr;gap:56px;align-items:start}
.info-card{
  border:1.5px solid var(--line);padding:26px;display:flex;gap:18px;align-items:flex-start;
}
.info-card .ic-ico{
  width:44px;height:44px;background:var(--ink);color:var(--bone);
  display:grid;place-items:center;flex:none;
}
.info-card .ic-ico svg{width:21px;height:21px}
.info-card h4{font-size:1.05rem;margin-bottom:.3rem}
.info-card p{margin:0;color:var(--muted);font-size:.94rem}
.info-card p strong{color:var(--text)}
.form-card{background:var(--paper);border:1.5px solid var(--line);padding:44px 40px}
.form-card h3{font-size:1.6rem;letter-spacing:-.02em}
.form-card .form-sub{color:var(--muted);font-family:var(--font-mono);font-size:.7rem;letter-spacing:.1em;text-transform:uppercase;margin:.5rem 0 1.8rem}
.field{display:flex;flex-direction:column;gap:8px;margin-bottom:18px}
.field.row{flex-direction:row;gap:16px}
.field.row>div{flex:1;display:flex;flex-direction:column;gap:8px;margin-bottom:18px}
.field label{font-weight:700;font-size:.85rem;letter-spacing:-.005em}
.req{color:var(--accent)}
.field input,.field select,.field textarea{
  font-family:var(--font-display);font-size:.95rem;color:var(--text);
  background:#fff;border:1.5px solid var(--line);padding:.8rem 1rem;width:100%;
  transition:border-color .2s;
}
.field textarea{resize:vertical;min-height:140px}
.field input:focus,.field select:focus,.field textarea:focus{
  outline:none;border-color:var(--accent);
}
.field input.invalid,.field select.invalid,.field textarea.invalid{border-color:var(--accent);background:#fff5f1}
.field .err{color:var(--accent);font-size:.76rem;font-weight:600;font-family:var(--font-mono);display:none}
.field input.invalid+.err,.field select.invalid+.err,.field textarea.invalid+.err{display:block}
.check-row{display:flex;gap:10px;align-items:flex-start;margin:.2rem 0 1.2rem}
.check-row input{width:20px;height:20px;accent-color:var(--accent);flex:none;margin-top:.2rem;border:1.5px solid var(--line)}
.check-row label{font-size:.86rem;color:var(--muted);font-weight:600}
.check-row a{color:var(--accent);font-weight:700}
.form-note{
  display:flex;gap:.6rem;align-items:center;background:var(--paper2);
  border:1.5px solid var(--line);padding:.9rem 1rem;
  color:var(--muted);font-size:.85rem;font-weight:600;margin-bottom:1.4rem;
}
.form-note svg{width:18px;height:18px;color:var(--accent);flex:none}
.form-note a{color:var(--accent);font-weight:700}
.success-panel{
  background:#fff5f1;border:1.5px solid var(--accent);padding:44px 40px;text-align:center;
  animation:fadeUp .4s ease;
}
@keyframes fadeUp{from{opacity:0;transform:translateY(14px)}to{opacity:1;transform:none}}
.success-panel .sp-ico{
  width:60px;height:60px;background:var(--accent);color:var(--accent-ink);
  display:grid;place-items:center;margin:0 auto 1.2rem;
}
.success-panel .sp-ico svg{width:30px;height:30px}
.success-panel h4{font-size:1.5rem;letter-spacing:-.02em;margin-bottom:.6rem}
.success-panel p{color:var(--text);max-width:46ch;margin:0 auto 1.6rem;font-size:1rem}
.success-panel strong{color:var(--text)}
.news-points{display:grid;gap:0;margin-top:1.6rem}
.news-point{
  display:flex;gap:14px;align-items:center;padding:16px 0;border-bottom:1.5px solid var(--line);
}
.news-point:last-child{border-bottom:0}
.news-point .np-ico{
  width:38px;height:38px;border:1.5px solid var(--line);color:var(--accent);
  display:grid;place-items:center;flex:none;
}
.news-point .np-ico svg{width:18px;height:18px}
.news-point strong{display:block;color:var(--text);font-size:.95rem}
.news-point span{color:var(--muted);font-size:.84rem}
.unsub-info{border:1.5px solid var(--line);padding:34px;background:var(--paper)}
.unsub-info h3{font-size:1.4rem;letter-spacing:-.02em;margin-bottom:.7rem}
.unsub-info p{color:var(--muted);font-size:.95rem}
.unsub-info ul{display:grid;gap:12px;margin-top:1.4rem}
.unsub-info li{display:flex;gap:.6rem;align-items:flex-start;font-size:.9rem;color:var(--text)}
.unsub-info svg{width:17px;height:17px;color:var(--accent);flex:none;margin-top:.25rem}

/* ---------- Legal pages ---------- */
.legal-layout{display:grid;grid-template-columns:250px 1fr;gap:64px;align-items:start}
.legal-toc{position:sticky;top:96px}
.legal-toc h5{font-family:var(--font-mono);font-size:.68rem;letter-spacing:.16em;text-transform:uppercase;color:var(--muted);margin-bottom:1rem}
.legal-toc ol{display:grid;gap:0}
.legal-toc a{
  display:block;padding:.6rem 0;font-family:var(--font-mono);font-size:.72rem;letter-spacing:.06em;
  color:var(--muted);border-bottom:1px solid var(--line);transition:color .2s;
}
.legal-toc a:hover{color:var(--accent)}
.legal-doc{display:grid;gap:0}
.legal-sec{padding:36px 0;border-bottom:1.5px solid var(--line);scroll-margin-top:96px}
.legal-sec h3{font-size:1.35rem;letter-spacing:-.02em;margin-bottom:.8rem;display:flex;gap:.7rem;align-items:baseline}
.legal-sec h3 .sec-n{
  font-family:var(--font-mono);font-size:.72rem;color:var(--accent);
  border:1.5px solid var(--accent);padding:.2rem .55rem;flex:none;letter-spacing:.08em;
}
.legal-sec p{color:var(--muted);font-size:.97rem}
.legal-sec ul{display:grid;gap:9px}
.legal-sec ul li{position:relative;padding-left:1.6rem;color:var(--text);font-size:.95rem}
.legal-sec ul li::before{content:'→';position:absolute;left:0;color:var(--accent);font-family:var(--font-mono)}
.legal-sec strong{color:var(--text)}

/* ---------- Footer ---------- */
.site-footer{background:var(--ink);color:var(--muted-d);padding:0 0 32px}
.footer-word{
  font-size:clamp(3.2rem,12vw,10rem);font-weight:700;letter-spacing:-.05em;line-height:.95;
  color:var(--bone);border-bottom:1.5px solid var(--ink3);padding:56px 0 40px;margin:0 0 48px;
  white-space:nowrap;overflow:hidden;
}
.footer-word span{color:var(--accent)}
.footer-grid{display:grid;grid-template-columns:1.4fr 1fr 1.2fr 1.4fr;gap:48px;padding-bottom:56px}
.footer-brand p{color:var(--muted-d);font-size:.92rem;max-width:34ch;margin:1.2rem 0 1.4rem}
.footer-brand .brand{color:var(--bone)}
.footer-col h5{color:var(--bone);font-family:var(--font-mono);font-size:.7rem;letter-spacing:.14em;text-transform:uppercase;margin-bottom:1.2rem}
.footer-col ul{display:grid;gap:9px}
.footer-col a{color:var(--muted-d);font-size:.9rem;transition:color .2s}
.footer-col a:hover{color:var(--accent)}
.footer-col.contact-list li{color:var(--muted-d);font-size:.9rem;display:flex;gap:.55rem;align-items:flex-start}
.footer-col.contact-list svg{width:15px;height:15px;color:var(--accent);flex:none;margin-top:.3rem}
.footer-bottom{
  display:flex;justify-content:space-between;align-items:center;gap:14px;flex-wrap:wrap;
  border-top:1px solid var(--ink3);padding:24px 32px;max-width:1280px;margin:0 auto;
}
.footer-bottom p{margin:0;color:var(--muted-d);font-family:var(--font-mono);font-size:.68rem;letter-spacing:.08em;text-transform:uppercase}
.footer-bottom-links{display:flex;gap:22px;flex-wrap:wrap}
.footer-bottom-links a{color:var(--muted-d);font-family:var(--font-mono);font-size:.68rem;letter-spacing:.08em;text-transform:uppercase;transition:color .2s}
.footer-bottom-links a:hover{color:var(--accent)}

/* ---------- Toast ---------- */
.toast-wrap{
  position:fixed;right:20px;bottom:20px;z-index:2000;
  display:flex;flex-direction:column;gap:10px;max-width:min(420px,calc(100vw - 40px));
}
.toast{
  display:flex;gap:12px;align-items:flex-start;background:var(--ink);color:var(--bone);
  border:1.5px solid var(--ink3);border-left:4px solid var(--accent);
  padding:14px 16px;font-family:var(--font-mono);font-size:.8rem;
  transform:translateX(120%);opacity:0;
  transition:transform .35s cubic-bezier(.2,.9,.3,1),opacity .35s;
}
.toast.show{transform:none;opacity:1}
.toast.error{border-left-color:var(--accent2)}
.toast-ico{
  width:24px;height:24px;background:var(--accent);color:var(--accent-ink);
  display:grid;place-items:center;font-size:.8rem;font-weight:700;flex:none;
}
.toast.error .toast-ico{background:var(--ink3);color:var(--accent2)}
.toast p{margin:0;font-weight:600;line-height:1.45}

/* ---------- Responsive ---------- */
@media (max-width:1080px){
  .footer-grid{grid-template-columns:1fr 1fr;gap:40px}
  .footer-brand{grid-column:1 / -1}
  .legal-layout{grid-template-columns:200px 1fr;gap:40px}
}
@media (max-width:920px){
  .nav-desktop{display:none}
  .burger{display:block}
  .hero-grid,.split,.split.reverse,.contact-layout,.news-layout,.unsub-layout{grid-template-columns:1fr;gap:48px}
  .hero-visual{order:-1}
  .legal-layout{grid-template-columns:1fr}
  .legal-toc{position:static}
  .legal-toc ol{display:flex;flex-wrap:wrap;gap:8px}
  .legal-toc a{border:1.5px solid var(--line);border-bottom:1.5px solid var(--line);padding:.45rem .8rem}
  .grid-4{grid-template-columns:repeat(2,1fr)}
  .grid-3{grid-template-columns:repeat(2,1fr)}
  .stats-inner{grid-template-columns:repeat(2,1fr)}
  .stat{border-bottom:1px solid var(--ink3)}
  .stat:nth-child(2n){border-right:0}
  .cta-band,.news-band{padding:56px 28px}
  .footer-grid{grid-template-columns:1fr 1fr}
}
@media (max-width:620px){
  .wrap{padding:0 20px}
  .grid-2,.grid-3,.grid-4{grid-template-columns:1fr}
  .stats-inner{grid-template-columns:1fr 1fr}
  .stat:nth-child(2n){border-right:1px solid var(--ink3)}
  .stat:nth-child(odd){border-right:0}
  .footer-grid{grid-template-columns:1fr}
  .footer-bottom{flex-direction:column;align-items:flex-start}
  .section{padding:72px 0}
  .hero{padding:100px 0 64px}
  .why-row,.quote{grid-template-columns:1fr;gap:12px}
  .cat-header{flex-direction:column;gap:14px}
  .form-card,.success-panel{padding:30px 22px}
  .footer-word{font-size:clamp(2.4rem,14vw,4rem);white-space:normal}
}